Updated October 23, 2026

DEGIRO review covers a European broker offering access to more than 50 exchanges across over 30 countries, with more than 70 billion pounds in assets under management. This page sets out the fees, the account flow and the limitations, taken from the broker's published terms. Updated September 2026.

DEGIRO review 2026

DEGIRO at a glance

Founded: 2008, retail clients from 2013
Markets: 50+ exchanges across 30+ countries
Assets under management: over 70 billion pounds
Minimum deposit: none, though a 0.01 activation payment may be requested
Funding: bank transfer only, no card deposits
Base currencies: GBP, PLN, EUR, SEK, DKK, CHF, CZK
Instruments: stocks, ETFs, options, bonds and more
Platforms: web interface, Android and iOS apps
Rating on this site: 4 out of 5

Is DEGIRO worth using in 2026

The argument for DEGIRO is reach and cost. Access to 50 exchanges in 30 countries from one account is unusual outside institutional platforms, and the fee structure on stocks and ETFs is among the lowest available to retail investors. A selection of core ETFs trades at lower fees than the standard schedule, which matters if you build positions monthly.

The limitations are specific rather than general. This is not a forex broker, so if currency pairs are your main market, look elsewhere. Card deposits are not supported, which means funding runs through bank transfer and takes longer than it would at a CFD broker. And a currency conversion fee applies when you trade an instrument priced in a currency other than your base, which quietly adds up on international portfolios.

Pros and cons

Pros

Compliant with top-tier global authorities
One of the lowest fee structures for ETFs and stocks
No minimum deposit threshold
Selected core ETFs carry lower fees than the standard rate
Diverse product range including stocks, ETFs and bonds
Multiple account types supported

Cons

Not a dedicated forex broker
No card-based deposits
A currency conversion fee applies

Background

DEGIRO launched in 2008, founded by five former Binck Bank employees. It served professional clients first and opened to retail investors in 2013. The Financial Times and Investor's Chronicle named it top-rated investment app in 2020, and the firm has collected over 90 international awards for its service range. Treat the 2020 award as history rather than a current ranking.

Background and History

Pros and Cons

Opening an account

Registration starts from the Open an account button on the homepage. One practical note from testing: the UK site did not accept new registrations, while the .com page did, so use the international entry point. You choose a country and language, fill in basic details and verify your email. From the dashboard you complete personal details and upload documents.

The Sign-Up Flow

Verification takes a passport or government-issued ID for identity, and a utility bill for address. After approval you fund the account and can start trading. DEGIRO may request a token deposit of 0.01 in your base currency to activate the account, but beyond that there is no deposit floor.

Funding and currencies

Bank transfer is the funding route, and you connect your bank account before you get the full service set. The base currency options are GBP, PLN, EUR, SEK, DKK, CHF and CZK. Pick the one matching your income currency where possible, because every trade in another currency triggers the conversion fee. On a portfolio of US stocks held in a EUR account, that fee is a recurring cost, not a one-off.

Platforms

The web interface carries the full tool set: advanced charting, flexible order types and real-time price feeds with only minor delay. The Android and iOS apps cover the same account for monitoring and straightforward orders. There is no separate desktop terminal, which is consistent with the broker's positioning: this is an investing platform rather than an active trading terminal.

Who DEGIRO suits

Long-term investors buying stocks and ETFs across multiple markets
Anyone building positions in core ETFs, where the reduced fee list applies
Investors who want broad exchange access without an institutional account
Not suitable for forex traders, for anyone who needs card funding or for heavy multi-currency trading without matching the base currency

DEGIRO makes sense for an investor who values market breadth and low stock and ETF costs, and who can work within bank-transfer funding. If you need currency pairs or CFD products instead, compare the alternatives in our broker hub, and AvaTrade review covers a broker built for that use case.